From simple scaling care to more complete care such as the fitting of dental prostheses, dental procedures are numerous.
And their disparate refunds. It is essential to take stock of your needs before choosing a suitable complementary health insurance contract and reducing your out-of-pocket costs.
Why take out dental insurance
One of the main reasons for subscribing to complementary health insurance is the low coverage of dental costs by social security.
While the note can be salty!
In general, dental care is only reimbursed up to 70% of the Social Security reimbursement base: this is the case for routine care (caries, scaling), dental prostheses , or orthodontics child. However, other treatments such as implantology or periodontology are not covered by Social Security at all.
This is where complementary health insurance comes in to ease the bill.
With the reform of 100% health, your remaining charge should be reduced, it still depends on the choice of materials or the position of the tooth to be treated.
Your dentist must offer you several quotes, including one without charge.
A word of advice: make regular check-ups with the dentist. Thus, you will avoid unpleasant surprises related to poor oral hygiene, and will have less specific care to perform.
How to choose the right health insurance
Carefully read your health insurance contract to find out the reimbursement rates for consultations and dental care on the various items.
Do not forget to check in particular the level of reimbursements supported for dental prostheses and orthodontic costs. These items of health expenditure can sometimes be very expensive.
Does your child need orthodontic semesters? it’s time to choose a particularly suitable contract with good support.
By using our online insurance comparator, you get personalized quotes especially for you. You can also be called back by one of our advisers.
They are experts in mutual health insurance and they will be able to help you choose the best offer.
Information required on the form
On this supplementary health quote simulation form, you must indicate your dental needs.
Once you have answered the various questions, our mutual insurance comparator will select the best offers according to your budget and your health needs.
Conclusion
Choosing a good dental insurance aids in a lot of things, this is from the cost to the service.
However, I hope this post enlighten you on how to choose the best dental insurance in this current year.
If you have any question or suggestion, kindly let us know by commenting below.
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